Obama care

[Jackalope]

$400 a month? Where in the hell are you getting that?

That's not necessarily that far out of the ballpark, depending on the group and plan.

I just checked rates for individual plans from an HMO, and for someone my age, the premiums range from about $200/mo for $35 copay/$7500 deductible up to $500/mo for $25 copay/$0 deductible.

Obviously if your employer picks up part of the tab, that would change the rate, as would being in a different group or getting coverage from a different provider.

Personally, I have a high-deductible plan backed by a health savings account which results in more reasonable premiums. The worst case scenario on that plan (premiums + deductible) was a hell of a lot better than the best case (premiums only) of the traditional plan my employer no longer offers (due to no one subscribing to it).

P.S. To the OP: Waaaaaaaahhhhhhhh