I am not sure what you are asking or what your three points are about, but I do know what the parable of the talents are about:
The short easy to understand version of the story of the talents is that God is the Master. In the story the master does not give each of His servants the same gifts or the same responsibilities. You can take this to mean we do not all have the same talents meaning abilities or gifts, or the same charge over money meaning we are not all responsible for to give the same amount, but it also means God will not judge us all according to an absolute immovable standard. Why? Because God did not give us all the same understanding of Him. He did not give all of us equal shares of wisdom and knowledge, therefore like the servants in the parable we are not all judged to the same standard. Our only responsibility is to what He has given to us. Meaning if He has given us a 'twelfth' level intellect on matters concerning scripture and the bible, then that is what we are responsible for, but at the same time if we only have a third level knowledge of the same subject then God will not judge us according to the standard He used to judge the twelfth level guy.
As the story repeats 3 different times. We are only responsible to what we have been given. If God gives us X for understanding then He expects you to be faithful to only X. If God gives you X,Y,Z for understanding then you can not be faithful to only 'X' or 'X,Y' or 'X,Z' or any other combination that strikes your fancy. You must be faithful to everything you have been given and if you are you will be given more. If you are not what you have will be taken from you, and given to someone else who has proven himself faithful.
The short easy to understand version of the story of the talents is that God is the Master. In the story the master does not give each of His servants the same gifts or the same responsibilities. You can take this to mean we do not all have the same talents meaning abilities or gifts, or the same charge over money meaning we are not all responsible for to give the same amount, but it also means God will not judge us all according to an absolute immovable standard. Why? Because God did not give us all the same understanding of Him. He did not give all of us equal shares of wisdom and knowledge, therefore like the servants in the parable we are not all judged to the same standard. Our only responsibility is to what He has given to us. Meaning if He has given us a 'twelfth' level intellect on matters concerning scripture and the bible, then that is what we are responsible for, but at the same time if we only have a third level knowledge of the same subject then God will not judge us according to the standard He used to judge the twelfth level guy.
As the story repeats 3 different times. We are only responsible to what we have been given. If God gives us X for understanding then He expects you to be faithful to only X. If God gives you X,Y,Z for understanding then you can not be faithful to only 'X' or 'X,Y' or 'X,Z' or any other combination that strikes your fancy. You must be faithful to everything you have been given and if you are you will be given more. If you are not what you have will be taken from you, and given to someone else who has proven himself faithful.
