Man Uses $1m Win To Finally Visit Doctor, Gets Terminal Cancer Diagnosis, Dies

[LadyForCamus]

I don’t need to work them in, because they just exist in reality on their own, whether you like it or not.  You took this same fallacious approach in the thread about minorities and crime/poverty.  If your position on a socioeconomic problem requires that you ignore or dismiss the myriad of complex and interconnected variables that fuel that particular problem, then you’ve arrived at your conclusion using faulty logic.  You are refusing to see that it’s more complicated than you want it to be, so that you can continue on with this idiotic finger-pointing.

You can't discuss an issue at a socioeconomic level if you treat every person as unique.

One important point I made which you glossed over, (and to ShellB’s point which you also hand-waved away), is that at least here, even Silver plans have deductibles upwards of 5-7k/year for a single individual, with literally everything being subject to the deductible, including prescriptions.  Deductibles for families are in the 12-14k/year range.  So, even if the premium is reasonable, it’s certainly not affordable coverage.  It’s not coverage at all.

Average deductible for an individual silver plan in 2017 was $3,500. Max out-of pocket costs were $6,500. So, if this guy needed a couple hundred thousand in treatment, it would have hit his savings or put him in debt $6,500. That's not a bad deal.

Perhaps.  But, what about the person with a $500/month prescription?  Or the person who needs an MRI, but the imaging center won’t perform the test until they’re paid in full?  Not everyone gets to just ‘start a tab’.

[Amarok]

Yeah, if they can't be bothered to sign up for free Medicare, which is available in my state, I'd say they're lazy. Wouldn't you? Or do you expect the government to pay people to walk the streets searching for people to sign up? I mean WTF?

So..people who qualify for government sponsored healthcare still have "some responsibility"...yes?

So far his definition and practical application of the term responsibility has been mercenary.

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You can't discuss an issue at a socioeconomic level if you treat every person as unique.


Average deductible for an individual silver plan in 2017 was $3,500. Max out-of pocket costs were $6,500. So, if this guy needed a couple hundred thousand in treatment, it would have hit his savings or put him in debt $6,500. That's not a bad deal.

Perhaps.  But, what about the person with a $500/month prescription?  Or the person who needs an MRI, but the imaging center won’t perform the test until they’re paid in full?  Not everyone gets to just ‘start a tab’.

That will just be another magic exception to his yet nebulus and seemingly highly malleable rule . Almost as if it's the exception and not the rule.

[LadyForCamus]

Why do you suppose there are so many poor folk in this country, Alpha?

[John V]

You can't discuss an issue at a socioeconomic level if you treat every person as unique.


Average deductible for an individual silver plan in 2017 was $3,500. Max out-of pocket costs were $6,500. So, if this guy needed a couple hundred thousand in treatment, it would have hit his savings or put him in debt $6,500. That's not a bad deal.

Perhaps.  But, what about the person with a $500/month prescription?

They pay it for 7 months, then make the co-payment.

 Or the person who needs an MRI, but the imaging center won’t perform the test until they’re paid in full?  Not everyone gets to just ‘start a tab’.

They use savings, or start savings, or borrow.

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Why do you suppose there are so many poor folk in this country, Alpha?

Lots of reasons. If I state some but miss some you'll have a conniption fit though. 

What do you think? Unlike you, I won't cry foul if you miss something.

[The Grand Nudger]

-and when you've met the copay..and then exceeded what your insurance plan will cover...as well as your income and liquid, and still have need of treatment?  

Time to die or go into debt? Assuming you can get more credit than whatever you've already used up? See, most people in that situation do the only thing they can. They keep paying..and default on everything else. Perhaps you can see how that doesn't work for anybody? It's not good for the person paying for treatment, it's not good for their creditors, and ultimately it's not good for the care provider...either personally or in business terms when the well finally dries up.

You're only one medical emergency away from insolvency yourself....you realize? That will hit you long before the government steps in to play captain save-a-ho who thought it would never be him.

[John V]

You don't have a point and you never will on this subject  . So what's there to dodge?

Specifically, you seem to support people outside the US who want to come to the US in order to flee problems in their home countries, but disparage the notion that Americans do the same.

[Amarok]

-and when you've met the copay..and then exceeded what your insurance plan will cover...as well as your income and liquid, and still have need of treatment?  

Time to die or go into debt?  Assuming you can get more credit than whatever you've already used up?  See, most people in that situation do the only thing they can.  They keep paying..and default on everything else.  Perhaps you can see how that doesn't work for anybody?  It's not good for the person paying for treatment, it's not good for their creditors, and ultimately it's not good for the care provider...either personally or in business terms when the well finally dries up.

You're only one medical emergency away from insolvency yourself....you realize?  That will hit you long before the government steps in to play captain save-a-ho who thought it would never be him.

Yup and then it all goes straight to hell .

[John V]

-and when you've met the copay..and then exceeded what your insurance plan will cover...as well as your income and liquid, and still have need of treatment?  

Time to die or go into debt?  Assuming you can get more credit than whatever you've already used up?  See, most people in that situation do the only thing they can.  They keep paying..and default on everything else.  Perhaps you can see how that doesn't work for anybody?  It's not good for the person paying for treatment, it's not good for their creditors, and ultimately it's not good for the care provider...either personally or in business terms when the well finally dries up.

You're only one medical emergency away from insolvency yourself....you realize?  That will hit you long before the government steps in to play captain save-a-ho who thought it would never be him.

Yup and then it all goes straight to hell .

So the solution is...?

[The Grand Nudger]

Gee..idk, leveraging some portion of 18.5trillion dollars to make that a historical footnote in the richest country the world has ever seen?

Or, I guess we could blame you for "not working hard enough".  

50/50

[Amarok]

Oh and no one do memes apparently those aren't reasonable .Even when what they say is true and who your applying them too is correct .