For the older people of the forum......

[brewer]

No farting in public. Never know what you're gonna get. 

At least the woman completed her purchase. I appreciate that American tenacity.

Not if they're carrying Depends,.......... or a plug. 

And men wear pick also, you sexist pig. hehehehehe

[Crossless2.0]

And men wear pick also, you sexist pig. hehehehehe

Yes, they do wear pink. But if that's a man in the picture, he has bigger problems than just publicly shitting himself.

[vorlon13]

at least it wasn't bloody . . .

[Gawdzilla Sama]

Have you done the numbers? Do you gain anything by getting payments for three years early?

You can retire at 62 and still collect.  It's that you get "slightly" more if you wait until you're 65.

Yeah, but you get less at 65 than you would if you hadn't started getting checks at 62.

[Mister Agenda]

Five more years until I'm 62, then I'm gonna retire my ass off! Unless something goes horribly awry with my plans.

Have you done the numbers? Do you gain anything by getting payments for three years early?

Yeah, I get lower SS payments, but they start three years earlier. I am fortunate in having both a pension and a 401K, unfortunate in not signing on with this company until I was 36, but the SS should be a welcome bonus that I don't have to rely on. I plan to use the early SS payments to cover my insurance until I qualify for Medicare.

[Fireball]

I had the numbers run when I retired at 62. I collected less SS benefits until I turned 65 last year, but the lines for the amount collected for each case cross over at 81 years old. I'll be surprised if I live to see 81. Given that only one male in my father's family lived past 58 (that one to 64) I started collecting my Social Security money earlier rather than wait. I could die tomorrow, for all I know. For example, I got clipped in a hit-and-run while on my bicycle. Just the handlebar, but could easily have been worse. Also, if the SSA goes under (unlikely, but still) I will have collected more of what I put in than otherwise.

If I had retired at 65 instead, my quality of life could have been way worse. I was pretty burned out.