(May 27, 2022 at 5:29 am)BrianSoddingBoru4 Wrote:Have you ever actually dealt with an insurance company? It sure doesn' t sound like it.(May 26, 2022 at 11:21 pm)onlinebiker Wrote: And - I can' t believe I missed this at first -
NO Insurance company will provide liability coverage for INTENTIONAL HARM. They also don' t cover suicides.
So - the only coverage would be for negligence - which are a small minority of gun deaths - the vast majority being suicide
So no payday for all the murder victims..
It's not primarily about intentional harm. If you look at the various policies in the link I quoted, the insurance is intended to benefit the policy holder, and (in the case of the NRA policies), is geared chiefly towards self-defense shootings. If you get sued for shooting an intruder, a gun liability policy would - among other things - relieve you of the nightmare of having yourself represented by a public defender.
You'd think gun owners would be all over this.
Boru
First - if you shoot up a school - no coverage due intentional harm. Suicide - ditto.
If you shoot simebody in self defense - you think your insurance company is going to come running to your rescue? Are you that stupid? They are NOT going to provide you a lawyer - as it is in their best interest for you to be found unjustified in your shooting - so they can invoke intentional harm and refute liability.
THAT is why the NRA unsurance is cheap - they plan on NEVER paying out.
Jesus... You BELIEVE that " you're in good hands" bullshit?