I swear Technology hates me.

[Angrboda]

If your credit history isn't too bad, you might qualify for an Amazon Prime Store card (after subscribing for a 30-day trial of Amazon Prime). The 4 TB Team MP34 NVME SSD is currently $165 and with the store card you'd qualify for special financing. You'd definitely be eligible for six monthly payments, and might be eligible for 6-months deferred with no interest so you pay it off in six according to your schedule. That's about $30 a month. Or you can get the 2 TB for $76 which works out to $14 a month. And the MP34 is an excellent SSD with DRAM and everything.