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RE: Brain Dead Girls Court Case
December 26, 2015 at 1:04 pm
She has a purpose to them.
I can think of dozens of examples of insurance money being "wasted". That's what insurance is for. Is all the litigation happening around this girl any less of a waste?
Insurance companies cover a disproportionate amount on beginning and end of life medical issues as it is. If they pulled the plug on everyone, they'd save a lot of money.
Cases like hers cannot be all that common.
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RE: Brain Dead Girls Court Case
December 26, 2015 at 1:15 pm
Public money can't just fund anything anyone wants it to be spent on. That wouldn't work.
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RE: Brain Dead Girls Court Case
December 26, 2015 at 6:04 pm
Thanks for the responses. My 2 cents.
Medically: This is a waste of resources. Not only will she need to be cared for 24/7 but the very act of continuing her life will lead to medical complications that will need to be addressed at additional time and manpower. Maybe heroics. I'm guessing the family will not agree to a DNR.
Monetarily: I don't care who is paying for it, it will cost money. If the state, then taxes. If insurance, then increased premiums for those with that coverage (I'm guessing employer group) and potential termination of coverage for everyone with that coverage. If private, then potential bankruptcy and the effects on the rest of the family.
Emotionally: Everything dies. Her brain is dead. Her body will die also in time. What then? Have her embalmed and have her lying in state? Delaying the grieving process is not benefiting anyone and may be causing harm.
Being told you're delusional does not necessarily mean you're mental.
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RE: Brain Dead Girls Court Case
December 26, 2015 at 6:20 pm
(This post was last modified: December 26, 2015 at 6:20 pm by robvalue.)
There is the issue of whether insurance should have to cover something such as this. I would think it certainly shouldn't. But that's a technical matter I have no expertise in.
What are you insuring against at this stage?
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RE: Brain Dead Girls Court Case
December 26, 2015 at 7:17 pm
(December 26, 2015 at 6:20 pm)robvalue Wrote: There is the issue of whether insurance should have to cover something such as this. I would think it certainly shouldn't. But that's a technical matter I have no expertise in.
What are you insuring against at this stage?
Well, that's a good point.
Technically, the question is what the insurance contract says. I would think that in most places, the insurance contract could say "this policy doesn't cover keeping alive a body that has been declared brain dead." But I think the particulars of this case are such that 1) they're fighting to try to say that the insurance *can't* do that, and 2) in New Jersey the law says that someone (insurance, the govt, etc) has to pay for it. The correct outcomes would likely be 1) the court rules that the insurance company doesn't have to pay, and 2) the law should be overturned. #2 is beyond the scope of this prticular situation but is (at least a little bit) important going forward.
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