(September 2, 2017 at 11:18 pm)Fireball Wrote:(September 2, 2017 at 10:22 pm)Wyrd of Gawd Wrote: Can the typical homeowner afford the extra $100-$200 a month for flood insurance?
The real answer is to analyze the geography and weather patterns and live in a place that doesn't have flooding (for example) problems. This information may not be obvious, on first examination, though, when one moves to a new area (like 100 years ago!).
If can be difficult to find a place to live that doesn't have some kind of bad weather or geographic problem that wouldn't drive people away. There are certainly worse places, IMO, than others - I'd never move tornado alley or the Southeast coast with the hurricanes if I could help it, but the northwest isn't exactly risk free.
Oregon and Washington have active volcanoes and we have the Cascadia subduction zone which is a ticking time bomb but they're less frequent then hurricanes or tornados. But they might also be worse in terms of after effects depending on the strength of the quake.
Then there's southern California on very active faultlines and struggling with drough. Every where you go there's a down side. If just depends on what you're willing to put up with.
Teenaged X-Files obsession + Bermuda Triangle episode + Self-led school research project = Atheist.
