Why are people so affraid of anarchy?

[KevinM1]

And what would you do to your local Trump, who screws you out of a contract? What would you do when a mudslide wipes you out and you've no shelter or food? What would you do when you've got appendicitis and the only guy local who knows how to handle it demands your wife in his bed? What about when you get robbed and no one will report to the nonexistent police because they're terrified of getting their brains bashed in?

If you don't think these elements exist in humans, you're wrong.

Once again you guys keep confusing lawlessness with Anarchism . And I have denied nothing . I have already pointed out elsewhere different schools have different solutions to idea of law and order . This is almost as bad theists who insist Atheism leads to nihilism

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How would such a communal system work?  I mean, I need 24-hour help, along with important medication and technology to simply live.  Medicare and Medicaid are, for all intents and purposes, guarantees.  Yeah, assholes in Congress can change it, revoke it, whatever, but that's still a lot less volatile than anything anarchy suggests.  Now, multiply me by several million.

I'm not sure what you mean ? are you suggesting that a communal medicare can't exist ? And why would such a system be volatile . This sounds disturbingly like theists who insist that if laws don't come from a magical source then anything goes.

How.  Would.  It.  Work.  Without.  A.  Government?

Until someone starts giving actual details, it's all pie in the sky bullshit.  Because I know Medicare and Medicaid.  I'm on them.

For a quick recap:

OP - government sucks and is tyrannical, anarchy is so much better
Me - except me and millions like me rely on the government to live, literally, so removing government will likely kill me/them given the depth and breadth of the care required on a large scale 
You - well, not necessarily... some vague references to communal support
Me - how would that work?  Actual details, not vague assertions 
You - you're starting to sound like a theist
Me - WTF?

Like I told the OP, assertions aren't arguments.  Show your work.  My argument is:

Medicare and Medicaid exist
These programs provide tangible aid to the elderly and disabled
This aid takes many forms, including but not limited to:
   Prescription coverage
   Medical insurance
   Access to specialized equipment 
   Access to caretakers
Without a government, these programs go away
Without these programs, people like me will die unless there's a viable alternative 

What's the anarchist's response?  What's their system for providing aid to millions of the disabled and elderly?  And how is it better than the current system?

I care not about the anarchist's philosophy.  Philosophy won't provide me my Metformin.  I want the actual nuts and bolts.

Put another way: if anarchism isn't lawlessness, then what is it? And if, politically, it has a different definition than the lay-person's understanding of it, then it has a serious branding issue and should make strides to fix it.