Because I only read the OP and don't feel like reading this entire topic:
You are complicating faith in a way that it does not need to be complicated. It is a simple thing, a basic thing. It is not easy, nor is it hard. Faith is a part of you and is something you have, something you do. I don't even know what you mean by 'how every religion says it works' because that just doesn't make sense. Faith is something that most religions teach in their own way, but it is a personal thing and so a religion could not dictate how it works in the first place; only record how it works.
You are complicating faith in a way that it does not need to be complicated. It is a simple thing, a basic thing. It is not easy, nor is it hard. Faith is a part of you and is something you have, something you do. I don't even know what you mean by 'how every religion says it works' because that just doesn't make sense. Faith is something that most religions teach in their own way, but it is a personal thing and so a religion could not dictate how it works in the first place; only record how it works.